Invest in ME®

Official Rules of the InvestinMEReads Giveaway

No purchase or payment is necessary to enter or win the InvestinMEReads Giveaway. A purchase or payment of any kind will not increase your chances of winning.

By entering and participating in the InvestinMEReads Giveaway (the “Giveaway”), or accepting a prize if a winner, each entrant accepts and agrees to these Official Rules and the decisions of the Sponsor (as defined below), which are binding and final in all respects. This offer is subject to applicable federal, state and local laws and regulations and is void outside of the fifty (50) United States and where prohibited or restricted by law.

Giveaway Description

The Finance Authority of Maine (“FAME” or the “Sponsor”) is sponsoring a Giveaway offering one (1) Gift of College™ gift card in the amount of $100.00 (the “Prize”) to be awarded to one (1) eligible winner.  See “Prize Details” for further information.  One Prize winner will be selected in a random drawing by the Sponsor from all eligible entries submitted before December 31, 2020.  The random drawing will be conducted before January 15, 2021.  See “Timing and How to Enter” for details.

Giveaway Sponsor and Administrator.  The Finance Authority of Maine, PO Box 949, 5 Community Drive, Augusta, ME 04332-0949 is the sponsor and administrator of the Giveaway.  FAME is an independent agency of the State of Maine responsible for administering the State’s higher education finance programs.  FAME is also the administrator for the State’s Section 529 Plan– NextGen 529™.  The Giveaway is in no way endorsed, sponsored or administered by Gift of College, Inc. (“GOC”).  All references to GOC, other third-party company names, or third-party products or service names in Giveaway materials, including but not limited this website, are for identification purposes only, and all names, logos and brands are the property of their respective owners.


  1. Entrant must be a U.S. citizen, or legal resident of the U.S., 18 years of age or older at time of entry.
  2. Board members, officers and employees of (i) FAME, (ii) Merrill Lynch, Pierce, Fenner & Smith, Incorporated (the Program Manager of NextGen 529), (iii) FAME’s advertising and promotion agencies, and (iv) Maine Distribution Agents of NextGen 529, and such persons’ immediate family members (i.e., spouse, children, parents, and siblings), are not eligible to participate in the Giveaway.


Timing and How to Enter

The Giveaway period begins on December 15, 2020 at 12:00 a.m. ET and ends on January 15, 2021 at 11:59 p.m. ET (“Giveaway Period”).

To enter visit and complete the InvestinMEReads survey then follow the instructions to electronically complete and submit the Giveaway entry form.  All required fields in the entry form must be completed with information that is valid on the date of the drawing to be eligible to win.

LIMIT OF ONE (1) ENTRY PER PERSON. The Sponsor reserves the right to disqualify any entrant if inaccurate or incomplete information is submitted or suspected. Any attempt to submit more than one entry by using multiple or different identities, email addresses, or other contact information, as determined by Sponsor, will void that person’s entries and the entrant will be disqualified from participation in the Giveaway.

Winner Selection and Notification

One Winner will be selected in a random drawing from among all eligible entries received by Sponsor. The drawing will be conducted by the Sponsor.  Odds of winning the Prize will depend on the number of eligible entries received during the Giveaway Period.

The Winner will be notified by email at the email address provided on the entry form.  Sponsor will use its reasonable best efforts to notify the Winner within five (5) days of the drawing.  Sponsor is not responsible if a potential winner notification is not received for any reason or returned as undeliverable.  For instance, Sponsor is not responsible if a potential winner does not receive his or her winner notification because inaccurate email information was provided at the time of entry or such information is not current at the time of drawing.  If a potential winner cannot be contacted, or fails to return contact as instructed in the winner notification email within three (3) business days of Sponsor’s notification, he/she forfeits the Prize.  In addition, Winner may decline the Prize for any reason and the Prize will be forfeited.  In the event of any forfeiture, the Sponsor may select a new Winner following the random drawing process.

Requirements of Winners

Upon confirmation of contact, potential winners are subject to verification by Sponsor whose decisions are final and binding in all matters related to the Giveaway. An entrant is not a Winner of any Prize, even if entrant receives an email message saying he or she won, unless and until entrant’s eligibility and compliance with the Official Rules have been verified and entrant has been notified that verification is complete.  Sponsor may require potential winners to sign an affidavit of eligibility and liability/publicity release.  If a Winner is selected and found to be ineligible or otherwise not in compliance with these Official Rules, the Prize will be forfeited.  By accepting a Prize in the Giveaway, Winner agrees to the use of his or her name on the official, publicly available, list of Giveaway winners.

Prize Details

The Prize is one (1) $100.00 Gift of College Gift Card, a $100.00 (USD) value and is non-transferable.  GOC and its website,, are not associated with FAME, NextGen 529 or Merrill Lynch, NextGen 529’s Program Manager.  FAME expressly disclaims any responsibility for or liability associated with GOC’s products and services, including but not limited to, any transaction effected through  The Prize is subject to GOC’s Terms and Conditions of Use and Privacy Policy, and users assume all risks of site registration, membership, and redeeming the Prize on  FAME cannot guarantee or confirm proper credit or investment of a contribution to a NextGen 529 account effected through  Sponsor reserves the right to substitute any listed prize for one of equal or greater value for any reason.  Winner is responsible for all taxes associated with prize receipt and/or use.  Prizes are not transferable, assignable or convertible to cash and no substitution will be made except as provided herein at the Sponsor’s sole discretion.  Sponsor will mail the Prize within two (2) weeks of Sponsor’s verification of the Winner.  ALL PRIZES ARE GIVEN AWAY BY SPONSOR “AS IS.” SPONSOR DOES NOT MAKE AND HEREBY DISCLAIMS ANY WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY (INCLUDING WITHOUT LIMITATION ANY IMPLIED OR STATUTORY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT) WITH REGARD TO ANY PRIZE.  All gift card prizes are subject to terms and conditions of use issued by the gift card seller and any terms and conditions set forth on the card itself.

Additional Terms

Sponsor is not responsible for or liable for any loss or damages of any kind for late, incomplete, incorrect or inaccurate entry information, whether caused by the entrant or any of the equipment or programming associated with or utilized in the Giveaway, or by any technical or human error which may occur in the processing of the entries in the Giveaway, or for failure to receive entries due to transmission or technical failures of any kind.

Sponsor reserves the right to cancel, terminate, modify or suspend the Giveaway, in whole or in part, if Sponsor believes that the integrity of the Giveaway has been, or could be, compromised or that the Giveaway is not capable of running fairly or as planned, for any reason, including due to such causes as infection by a computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or Force Majeure or any other causes beyond Sponsor’s control.  In such event, if feasible, a Winner or Winners may be drawn from among all eligible entries received up to the time of cancellation/termination or as otherwise deemed fair and appropriate by the Sponsor.  Notice of such action by Sponsor will be posted on  Sponsor can modify these Official Rules in any way or at any time, as long as Sponsor gives reasonable notice.

Sponsor reserves the right to disqualify any entry from the Giveaway if in Sponsor’s sole judgment entrant has not complied with these Official Rules. Without limitation, an entry will be disqualified, at the sole discretion of Sponsor, if entrant attempts (i) to tamper with the entry process or enter the Giveaway through any means other than as described in these Official Rules; (ii) provides information that is inaccurate or fraudulent; or (iii) attempts to disrupt the Giveaway or circumvent the terms and conditions of these Official Rules. Use of any automated system to participate is prohibited and will result in disqualification.  In the event of any fraudulent conduct, Sponsor expressly retains the right to pursue all available legal remedies against an entrant under applicable law.

Personal Information/Privacy

Personal information collected by the Sponsor through the on-line entry form is subject to and may be used in accordance with Sponsor’s Privacy Policy (, and/or for future communications from Sponsor as permitted by entrant on the Giveaway entry form.  Notwithstanding the foregoing, by accepting the Prize, the Winner agrees that his or her name will be included in the official, publicly available, Giveaway winners list and in FAME promotional materials as provided in these rules.

Limitations of Liability and Release

By participating in this Giveaway, each entrant agrees to release and discharge, hold harmless, and indemnify Sponsor and its officers, directors, employees, agents and representatives, and its successors and assigns (collectively, the “Released Parties”) from and against any and all tax liability that may be imposed or associated with receipt or use of the Prize, and any and all claims, actions, proceedings, and liability for any damages, expenses, fees, injury or losses sustained in connection with receipt or use of the Prize or participation in the Giveaway. Sponsor is not responsible for and assumes no liability for (1) damage caused to entrant’s or any other person/entity’s computer hardware, software or communications network, regardless of cause; (2) any incorrect or inaccurate information, whether caused by entrant, printing errors or by any of the equipment or programming associated with or utilized in the Giveaway; (3) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (4) unauthorized human intervention in any part of the entry process or the Giveaway; and (5) technical or human error which may occur in the administration of the Giveaway or the processing of entries.  IN NO EVENT WILL THE RELEASED PARTIES BE LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES. Some jurisdictions do not allow the limitations or exclusion of liability for incidental or consequential damages, so the above may not apply to a particular entrant.

Governing Law and Dispute Resolution

The Giveaway and these Official Rules are governed by and shall be construed in accordance with the laws of the State of Maine without giving effect to any choice of law or conflict of law rules (whether of Maine or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than Maine. Entrant agrees that venue for any litigation arising out of or related to this Giveaway or these Official Rules shall be in state court located in Augusta, Maine, and hereby consents to the jurisdiction of same.

The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any such provision is determined to be invalid or otherwise unenforceable, these rules shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained therein.

Winners List/Rules Request

For the Winners’ names (first initial, last name) or a copy of the Official Rules, send a self-addressed, stamped envelope specifying “Official Rules” or “Winners’ Names”, to InvestinMEReads Giveaway, C/O Finance Authority of Maine, PO Box 949, 5 Community Drive Augusta, ME  04332-0949. The Winners’ names will be available after January 31, 2021.